$54.2 billion in ATO debt. Is your business part of that number?
Days, not weeks, to find the cash.
More cost on every dollar you owe.
Less room to breathe.
Get the finance to fix your cash flow.
Finance is subject to lender criteria, verification and approval. This page is general information only and is not financial, tax or credit advice.
Three changes. Real consequences.
$35.9 billion of that — 66% — is owed by small business, and climbing every year.
The super float is gone
Cash you used to hold for weeks is now gone within days.
ATO debt now costs more, after tax
Every month you carry it, more of it is a straight loss.
The ATO is coming after directors harder
Director Penalty Notices are up 136% in a year — unpaid debt now carries real personal risk.
The rules changed under you — not your management. It can still turn around.
— Ricky, Founder
Debt disclosure to credit bureaus is also trending up — making finance tougher to get the longer it sits.
*Sources: ATO Commissioner Rob Heferen, Senate Estimates 9 Oct 2025 & ATO Annual Report 2024–25; Fair Work Ombudsman & ATO on Payday Super; ATO on GIC/SIC deductibility; DPN figures for FY24–25. General information only, not advice.