Make the decision testable
Name the commitment, amount, deadline and reason.
Can you state the decision in one sentence?Free clarity guide for Australian SME owners
Before the Next Move
Check four things before you commit cash, debt or capacity.
Use the guide before a hire, purchase, finance application or expansion.
Make the next move easier to judge.
Write down the decision, the cash impact, the delivery load and the evidence you have.
01 Define the move
02 Check the cash
03 Test delivery
04 Confirm the evidence
Four checks
Work through the decision in a useful order.
Answer each question with the information you have today. Mark what still needs to be confirmed.
Can cash carry it?
Check when money leaves, when the benefit arrives and how much buffer remains.
What happens if receipts arrive late?Can the business deliver it?
Check people, time, systems and owner capacity before adding the commitment.
Which constraint could delay the result?What evidence supports it?
Separate confirmed numbers and documents from estimates and assumptions.
What must you verify before saying yes?
Take it with you
Write down what supports the move.
Complete the guide alone or take it into your next adviser or finance conversation.
- Three prompts for each decision check
- A red, amber or green position
- One action for every gap you identify
- A one-page summary for the final decision
Get the Decision Guide
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