01
Working capital without another short-term facility
Starting positionA profitable business faced tax pressure and a shrinking cash buffer.
DecisionRestructure and consolidate existing debt before adding another facility.
ResultTax pressure was addressed and the business regained a longer cash buffer.
02
Funding tied to a defined growth plan
Starting positionGrowth was underway, but the amount and purpose of more debt were unclear.
DecisionLimit funding to equipment and hiring, supported by a short-term cash forecast.
ResultThe business secured suitable finance with a clear use for the funds.