Move before the opportunity does
Have the numbers ready so the finance conversation isn't starting after you've already found the vehicle, equipment or property.
Know your real repayment before you commit — whether it's ATO debt, a new vehicle or asset, or a cash-flow gap.
Add an extra repayment to see the possible interest and time saved.
This calculator provides an estimate only, based on the figures you enter. It does not include fees, changes in interest rates or lender-specific repayment rules. It is not a quote or approval indication. Finance is subject to lender criteria, verification and approval.
Waiting on the numbers usually just delays the decision, not the need. Knowing the real repayment now means you can move when the right opportunity shows up, not scramble after it's gone.
Have the numbers ready so the finance conversation isn't starting after you've already found the vehicle, equipment or property.
See the real repayment and total interest before you're mid-negotiation, not after.
Test a longer term, a balloon or extra repayments until the number fits how the business runs, not the other way around.
Compare the regular repayment with the cash the business can carry.
Review total interest and the amount repaid over the selected term.
Adjust the term, balloon or extra repayment and see the result immediately.