WHEN PAYMENT DOES NOT ARRIVE
The work is finished.
You are still waiting to be paid.Your team completed the job. Wages, fuel, plant and suppliers have been paid. One progress payment moves while the next site still needs cash.
Illustrative example. This is not a client story or testimonial. It combines recurring patterns in construction and trade businesses. Names, figures, projects, contractors and identifying details have been removed.
A completed job does not pay this week's bills.
A valid receivable can still arrive after the commitments it was meant to cover. When the same gap repeats, the business is funding more work than its cash cycle can carry.
Match funding to a defined gap.
Invoice finance or working capital may suit a clear receivable and measured gap. It cannot make an unprofitable job pay or resolve a disputed claim.
- Which invoice is late, and what supports its payment date?
- Which costs fall due before that receipt?
- Will the same gap appear on the next two jobs?
Start with the job and the cash gap.
General information only. This illustrative example is educational and does not provide tax, accounting, legal, financial or credit advice. Finance, rates, fees, terms and approval depend on the applicant, security, lender and transaction.