Move on the work, not the paperwork
Less paperwork chasing, more time on the job — the equipment itself is usually the security.
Truck, Trailer & Equipment Finance
Get the equipment. Keep your working capital free.
Finance spreads the cost, so cash stays free for wages, fuel and materials.
No obligation to apply Trucks, excavators, trailers, tractors and plant
Apply for finance
Get the finance to keep the job moving.
Finance is subject to lender criteria, verification and approval. This page is general information only and is not financial, tax or credit advice.
Why finance the asset
Four ways financing keeps the business moving.
Keep working capital where it's needed
Spread the cost of the asset instead of tying up cash that could cover wages, fuel or materials.
A repayment you can carry
You choose the term and repayment that fits — not a one-size number pulled off a rate card.
Trade up as the work grows
Refinance or upgrade to the next truck or machine when the job calls for it.
Before you commit
Three checks. One clean decision.
From a single ute to a full fleet or plant changeover — construction, transport, earthmoving or trade — the same three checks apply.
Match the capacity
Can the business use it from day one?
An extra truck, a bigger excavator or a new trailer only pays for itself if the work is already lined up to use it.
Look past the sticker price
The price tag isn't the repayment
Term, rate and fees change what the truck or machine actually costs each month — get an estimate before you're mid-negotiation with the dealer.
Fit the business
The repayment has to survive a quiet month
Construction and transport work is rarely even month to month — choose a repayment the business can carry in a quiet month, not just the best one.
The right machine, financed the wrong way, still slows the job down.
— Ricky, Founder
The slowest part of a fleet or equipment decision is rarely the finance — it's getting the capacity, use and repayment source clear first.
Industries we finance
Built for the businesses that run on equipment.
The equipment changes with the industry. The three checks above still apply.
Construction & earthmoving
Excavators, loaders, bobcats, graders and site vehicles.
Transport & logistics
Prime movers, trailers, rigid trucks and tippers.
Trades & services
Utes, vans and trade-fitted vehicles for the daily run.
Agriculture
Tractors, harvesters and other working farm equipment.
Waste & recycling
Collection trucks, compactors and processing equipment.
Manufacturing & trade
Production, material-handling and workshop equipment.