Disclaimer

Last Updated: November 2025

1. Licence and Authority

Infin8 Finance Group holds Australian Credit Licence (ACL) 509639 and is authorised to provide credit assistance services under the National Consumer Credit Protection Act 2009. We are members of the Mortgage & Finance Association of Australia (MFAA).

2. Services Provided

We provide:

• Strategic business advisory services
• Credit assistance and mortgage broking services
• Business financial analysis and planning
• Capital structure advisory

We do NOT provide:

• Financial product advice (investments, superannuation, insurance)
• Legal advice
• Tax advice (consult your tax advisor)
• Accounting services (we provide strategic advisory only)

3. Not Financial Product Advice

The information, analysis, and recommendations provided by Infin8 Finance Group do not constitute financial product advice under the Corporations Act 2001. We are not authorised to provide advice on financial products such as investments, superannuation, or insurance products. For financial product advice, please consult a licensed financial adviser.

4. AI-Assisted Analysis

Our assessment and reporting processes use AI-assisted technology combined with professional oversight by qualified Chartered Accountants and Credit Specialists. While we implement rigorous quality controls, AI-generated analysis should be validated for your specific circumstances before implementation.

5. General Information Only

All reports, assessments, and recommendations provided are general in nature and based on the information you provide. They do not take into account your specific objectives, financial situation, or needs beyond the scope of credit assistance and business advisory services.

6. Professional Verification Required

Before acting on any recommendations:

• Consult with your legal advisor for legal implications
• Consult with your tax advisor for tax implications
• Consult with a licensed financial adviser for financial product advice
• Verify all data and assumptions for your specific circumstances

7. No Guarantee of Outcomes

While we provide strategic recommendations based on industry research and professional analysis, we cannot guarantee specific outcomes, including:

• Approval of credit applications
• Specific financial results
• Business growth or profitability
• Achievement of strategic objectives

8. Limitation of Liability

To the maximum extent permitted by law, Infin8 Finance Group excludes all liability for any loss or damage arising from use of our services or reliance on information provided, except where liability cannot be excluded by law.

9. Third-Party Information

Our analysis may reference industry data, benchmarks, and research from third-party sources. While we use reputable sources, we do not guarantee the accuracy or completeness of third-party data.

10. Professional Indemnity Insurance

We hold Professional Indemnity Insurance as required under our Australian Credit Licence. Details are available in our Financial Services Guide.

11. Complaints Process

If you have a complaint about our services:

1. Contact us at: advice@infin8finance.online
2. If not resolved, contact AFCA (Australian Financial Complaints Authority)
3. AFCA: 1800 931 678 or www.afca.org.au

12. Privacy

We collect and handle your personal information in accordance with the Privacy Act 1988 and Australian Privacy Principles. See our Privacy Policy for details.

Contact Information

Infin8 Finance Group Pty Ltd
ABN: 49 826 798 446
Australian Credit Licence: 509639
Email: advice@infin8finance.online
Website: infin8finance.online